Everyone needs to re-evaluate thier insurance policy annually.
Being secure and protected by your insurance policy means reviewing your insurance coverage every year. Lives and circumstances are constantly changing, and this can mean you may start missing gaps, or discounts, that are applicable to you.
As an insurance Agency, review our customer’s policies frequently. Being a family owned Agency for the past 16 years, we consider our customers an extension of us and their success is a part of ours. We also care about those who aren’t our customers. Regardless of whether you do business with us, we want to help you understand insurance. We also want to drive home that You should review your insurance yearly!
Businesses are constantly changing and evolving. Business insurance companies can accidently misclassify employees, companies can be accidently underinsured (or over insured and paying too much), or agencies can fail to not adjust to a company’s higher income (and liability). If your company has changes in the amount of employees they have, classifications of the employees, distance company cars drive, location where company cars are parked, etc, this can equal savings on your policy.
This annual review concept applies to personal insurance too! Changes in commute can save you money. Expensive purchases, such as jewelry, instruments, furs, collectables, can be protected. Money spent on remodeling can be covered in case of an accident. Increased liability risk should be evaluated so you know if you got a new pool or a pet you can rest assured there are no gaps in coverage.
Talk to your insurance agent at least once a year to be sure that you are properly covered. If for any reason you don’t feel confident that they are checking into everything for you, ask another agent for an assessment on what you should have coverage on. You can use the information they give you to compare with your own coverage.
This is a service we currently offer free of charge, to you and our customers; It is our pleasure to help educate our clients, those they love, and anyone in our community on this –at times overwhelming—industry.
We are here to educate you on insurance, so you understand your policy, so there are no surprises, and you can feel confident in your insurance policy.
There is a lot more to insurance then what you see at face value, we take the time to study and understand it so we can help you get the information and answers you need that apply to your life.
If you haven’t been reviewing your insurance coverage each year, it makes sense to start today. There is very little to be gained by carrying the wrong types or amounts of insurance — and much, potentially, to be lost.
You don’t have to wait for us to call you either! Call us today to schedule an appointment:
916-966-2143