Rich Pickings- Keep Yourself Protected during Christmas

Christmas can be rich pickings for thieves, with so many presents lying around. But, with pets and children running amok, losses are more likely to occur through general mishaps. Claims can run into thousands of dollars.

This is because at Christmas we see claims that don’t occur at other times of the year because people do things in their home they don’t usually do, for example taking festive lights out of a damp loft. These can pose a fire hazard. People need to be more aware of risks around them and those they love. Aim for safety by being proactive, like choosing not to leave electrical lights on when you leave the house.

When taking out home and contents insurance, let us help you go through the small print with a fine tooth comb. Many people who think they’re covered are left high and dry when it comes to making a claim. Also check the excess – that’s the first part of a claim, which you have to pay yourself. Often the cheaper the policy, the higher the excess. We can help you find the best policy to suit your needs.