Single and Debt Free – Consider Life Insurance
Are you single and debt free? You should still consider Life Insurance!Even if you are one of the 20% of Americans who are debt free, you still should consider life insurance (and if you have debt you should definitely consider it!). Here is why. .
1. So someone else doesn’t have to pay for your funeral – Face it, your life has touched many, and when you leave this earth you have friends and family who will want to acknowledge it.
2. You will get an AWESOME rate! – And who knows what will happen later in life. Young, single healthy adults can lock in ridiculously low prices, and with a plan in place you help protect your future insurability as well (it’s good to think ahead).
3. Leave a legacy! – Life Insurance benefits are typically paid tax free. Your parents, your sister or brother, or your favorite charity will be benefitted by your choice now. You may just be the hero of their life, and their dependents.
4. You may not be single, or debt free, forever. – If you end up meeting someone, or having a child, you will be happy you locked in a good rate early.
5. Save more money for retirement – If you have maxed out your Roth IRA, or other retirement plans, you can get a permanent cash value policy. Your contributions can grow tax deferred, without limitations of what you can pay. If it is set up correctly, you can even take loans from your policy, tax free!
Lets have a conversation about it. Obligation free, get an idea of what your options are, what a monthly payment would be (could be less then the cost of your lunch!)
Call us: 916-966-2143 or request a quote online at: